money-question.JPGTo take your mind off the free-falling stock market today, how about taking on NU’s next ethical challenge? It involves agent and broker contingency fees, and the potential conflicts of interest such compensation schemes create. Many suggest a ban to avoid conflicts, while independent agents plead for mercy. Are there ethical methods of recognizing potential conflicts of interest in producer compensation, and other than prohibiting them altogether, what are some ethical ways of reconciling those conflicts? (If you wish, you may keep your identity confidential, but please note what role you play in the industry–agent, broker, risk manager, insurer, etc.–so we know where you’re coming from.)

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