The size of a commercial insurance company does not appear to affect premium growth or underwriting profitability for three different lines in that sector, according to a new financial analysis.
That finding came in a report released by the investment firm Stifel Nicolaus, reviewing second-quarter 2008 statutory direct premium and loss data for commercial auto liability, commercial multiple peril and workers' compensation.
Based on figures from Highline Data, a unit of Summit Business Media Co., the parent of National Underwriter, Stifel Nicolaus' analysis found size does not appear to determine superior premium growth or dramatically affect underwriting profitability.
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