Fireman’s Fund will lower homeowners insurance rates in California by 17.9 percent after negotiations with the state’s Insurance Department. The decrease is over three times greater than the percentage that the company had originally sought.

Consumer Watchdog, a consumer group, said that it had challenged Fireman’s Fund’s original request for a 5.6 percent rate decrease, and after discussions with Fireman’s Fund and the department, the parties agreed on the 17.9 percent figure.

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