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Today, Ciardiello Insurance Agency generates about $15 million in annual premium volume, with construction making up 70 percent of our commercial business. Most of our construction clients are based in Connecticut--midsized businesses with insurance premiums ranging from $50,000 to $300,000 annually. They include general contractors, construction managers, artisans, subcontractors--anyone that has to do with construction.
Our agency represents carriers including The Hartford, Travelers, Acadia, Liberty/Peerless, Zurich and Wausau. Depending on the account, I do prefer working with a regional company where we're able to deal with a single underwriter directly for all aspects of the account. This significantly increases the ease of doing business and allows an agent/underwriter relationship to develop.
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