You are asked by an attorney friend to review a claims coverageopinion received from an insurance representative. When you readthe opinion, you believe that parts of it are seriously flawed andincorrect. You know the person who wrote the opinion and believethat he is, at least in part, opining outside his area ofexpertise. What are your ethical obligations to both the attorneyand the person who wrote the report? Feel free to weigh in righthere, and while there is no need to give your name, please includeyour role in the insurance businessagent, adjuster, riskmanager?

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