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You are asked by an attorney friend to review a claims coverage opinion received from an insurance representative. When you read the opinion, you believe that parts of it are seriously flawed and incorrect. You know the person who wrote the opinion and believe that he is, at least in part, opining outside his area of expertise. What are your ethical obligations to both the attorney and the person who wrote the report? Feel free to weigh in right here, and while there is no need to give your name, please include your role in the insurance businessagent, adjuster, risk manager?

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