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DALLAS–An insurance consultant warned an industry conference here that overall growth and profitability of the property-casualty industry may suffer due to the combined effects of a soft market, the credit crunch and an economic downturn.

“I think we’re in for some challenging times ahead,” commented Rebecca Amoroso, vice chairperson and U.S. insurance industry leader at Deloitte LLP in a talk during the Inland Marine Underwriters Association’s 75th Annual Conference.

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