The Ernst & Young consulting firm today released a list of leading strategic insurance risks and risk management challenges headed by climate change, aging baby boomers who are shifting demographics and catastrophic events.
Lower on the firm's top 10 risk list were in order: emerging markets, regulatory intervention, channel distribution, integration of technology with operations and strategy, securities markets, legal risk and geopolitical macroeconomic shocks.
Detailing the risk posed by climate change, the firm said it was "surprising that this risk, which is typically viewed as a long-term issue, would be identified as the greatest strategic threat for the insurance industry in 2008."
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