Greenwich, Conn.-based insurer W.R. Berkley reported 2007 fourth-quarter net income decreased 7 percent as pressure to drop prices helped drive down performance.

Fourth-quarter net income dropped to $184 million, off by $14 million. At 97 cents a share results were off 1 cent from the same period in 2006. Revenues grew 3 percent, or $40 million, to $1.4 billion.

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