Its relatively easy to pick the top 10 stories of the year that just passed, as I did in my Dec. 24 blog entry, but predicting events that will rock the industry in the year ahead takes chutzpah! Click on to check out my picks, and feel free to weigh in, and offer some alternatives after peering into your own crystal ball.
#1. Hail To The New Chief! The good news for the industry is that former trial attorney John Edwards will not be our next president. However, expect a Democratmost probably Hillary Clintonto be voted into the White House in November, which means health care reform will be the top story for 2009!
#2: Bottoms Up! Everyone sounds pretty confident carriers will maintain underwriting discipline and keep pricing rational, but Im not. Look for price cuts to accelerate midyear for all but cat-exposed risks.
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