A group that combats auto insurance fraud said it has askedToyota to pull television ads it feels encourage such crime, butthe manufacturer says the commercials won't have that effect and itwon't put the brakes on them.

The complaint to the car maker was made by Dennis Jay, executivedirector of the Coalition Against Insurance Fraud, concerning spotsthat suggest owners are destroying their cars so they will have areason to buy a new one.

Mr. Jay wrote that he wanted to "express deep concern aboutToyota's television advertising campaign," which carries the tagline, "Something strange happens to people at this time of year."Mr. Jay said "we fear it sends the wrong signal to Americans andunwittingly encourages people to commit insurance fraud."

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