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NEW YORK–Out of 125 insurers and reinsurers, only 5 percent fall into the “excellent” category for their enterprise risk management practices, while 84 percent are “adequate,” according to Standard & Poor’s.

David Ingram, senior director, insurance ratings, for Standard & Poor’s, and a speaker at S&P’s ERM summit here, explained that ERM is a “tailored process” that differs from one company to another.

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