A state appeals court ruling in Louisiana finding an insurer's policy language excluding flood damage to be ambiguous and unenforceable will be appealed to the Louisiana Supreme Court, an attorney for the carrier said today.

Howard Kaplan, an attorney representing Lafayette Insurance Company, said the decision by the 4th Circuit Court of Appeal in the case of a New Orleans apartment flooded during Hurricane Katrina could have "implications far beyond my client."

He said unless the plaintiff in the case files and obtains a rehearing by the 4th Circuit, he will seek a review from the Louisiana Supreme Court by Dec. 19.

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