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If you think dealing with older insureds will be tough for auto insurers as reflexes, sight and hearing fail elderly drivers, imagine what challenges await workers’ compensation carriers as the Baby Boom generation goes bust! The only consolation for underwriters might be that they are not alone. Unlike with coverage for individual drivers, insurers get to share the responsibility for limiting the hazards facing our exploding senior population with risk managers.

In the second part of his speech before the National Underwriter Company’s recent annual Property-Casualty Executive Conference, Steven Weisbart, vice president and chief economist for the Insurance Information Institute, in his luncheon address on “The Effect Of The Aging Population On The Property-Casualty Insurance Industry,” talked about the problems workers’ comp carriers and their commercial policyholders will face before too long.

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