Instead of arguing over the global threat posed by climate change, property insurers should focus on practical steps to limit local catastrophe exposures on individual homes and businesses, a panel of industry experts urged.

It is far more productive for insurers to concentrate on risk management efforts–such as changing land-use regulations, bolstering building codes and improving the quality of underwriting data–than getting caught up in the controversy over the causes and long-term impact of global warming.

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