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Injured Workers Insurance Fund (IWIF), Maryland’s state-run workers’ compensation insurer, said its customers have had a drop in claims frequency and it is responding with a 5 percent overall reduction in their base.

The Towson, Md.-based independent agency, which is the state’s largest comp insurer with 31 percent of the market, said the move by its board follows its annual rate analysis performed by independent consulting actuary Deloitte and Touche.

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