There appears to be no reason to believe the soft market trends will not continue through 2008, with the insurance industry’s earnings and combined ratio at record levels and outside agencies forcing insurers to take a more conservative approach to their exposures, brokers from Aon said.

In a Web seminar titled “Property Insurance Market Overview” (, Richard Miller, managing director of Aon’s national real estate practice, and Aaron Davis, director of national terrorism and property resources for Aon, discussed the factors currently influencing the market’s direction and where it will go for next year.

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