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While the insurance industry is currently enjoying excellent results, rates keep dropping and relief could be years away, according to an analyst.

“Unless there is a gargantuan catastrophe or series of catastrophes, the soft market is going to continue to go on its path for quite a while to come, until the losses start to eat into surplus,” said David Bradford, author of an Advisen Ltd. report “The Soft Market: How Low Can It Go?”

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