The expected sunset of Florida's no-fault insurance law on Oct. 1 will not mean that motorists can obtain license plates without property damage liability insurance, but they need not obtain personal injury protection coverage, according to a state spokesperson.

Florida's potential dropping of the PIP requirement led Jared Perlin, president of Ocean Harbor Casualty Insurance, to predict that event would lead to jammed emergency rooms and higher medical costs.

Ann Nucatola, speaking for the Florida Department of Highway Safety and Motor Vehicles, said that "at this point, personal injury protection is to sunset Oct.1. We have interpreted the law to mean you will still need to have property damage liability insurance in the State of Florida and a minimum of $10,000 insurance."

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