I learned a lot about what it takes to run a successful safety and loss control program by screening entries to the inaugural "National Underwriter Award For Excellence In Workers' Compensation Risk Management." Hopefully, you will, too, by reading profiles of the three winners, linked below.

Accountability is critical. Managers must be told exactly how workplace injuries impact their bottom lines. When they realize the consequences, most will move aggressively to prevent accidents and get injured employees back on the job.

Establishing a culture of risk management is another major factor. Safety training cannot be an afterthought and loss control a chore. Eliminating exposures and encouraging return-to-work must be missions to which the entire organization is dedicated to make a long-lasting difference.

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