It took me three-and-a-half hours to make my one-hour subway commute into work today, thanks to a rip-roaring thunderstorm at dawn that dumped three inches of rain in New York City (flooding many subway stations) and generating winds strong enough to blow down trees (one across my regular train track) while damaging homes, cars and businesses. Such storms are nothing unusual for many disaster-plagued areas of the country, but it made me wonder how in the world NYC would manage if anything close to a real natural disaster struck.


We talk tough here in New York, and we think of ourselves as thick-skinned individuals who can adapt to any situation. But just rain or snow or blow a little bit on us, and we come apart at the seams in no time!

A press release put out by the Insurance Information Institute in response to the chaos that took place today echoed my worst fears.

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