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It took me three-and-a-half hours to make my one-hour subway commute into work today, thanks to a rip-roaring thunderstorm at dawn that dumped three inches of rain in New York City (flooding many subway stations) and generating winds strong enough to blow down trees (one across my regular train track) while damaging homes, cars and businesses. Such storms are nothing unusual for many disaster-plagued areas of the country, but it made me wonder how in the world NYC would manage if anything close to a real natural disaster struck.

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