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Credit-scoring.JPGInsurers are dancing in the streets, hailing a long-awaited (and feared) report from the Federal Trade Commission concluding not only that credit scores are an effective predictor of risk for auto policies, but that the use of credit-based insurance scores may result in benefits for consumers. The question is, will the party last? Or will carriers soon be left with a bad hangover?

(For full coverage of the report and the industry’s reaction, click here.)

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