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J. Robert Hunter, insurance director of the Consumer Federation ofAmerica, is challenging state regulators to ban theanti-concurrent-causation clause that left many people with bothwater and wind damage from Hurricane Katrina up the proverbialcreek. He contends the clause is impossible for average consumersto understand, while unfairly denying homeowners coverage for clearwind-related losses. What do you think?


(For the full story behind Mr. Hunter's latest campaign, clickhere.)

Always colorful and dramatic in his quest to make insurers doright by their usually clueless customers, Mr. Hunter said the ACCclauses are creating a trap door through which apparent coveragecan disappear at great risk to the consumers buying theirpolicies.

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