J. Robert Hunter, insurance director of the Consumer Federation of America, is challenging state regulators to ban the anti-concurrent-causation clause that left many people with both water and wind damage from Hurricane Katrina up the proverbial creek. He contends the clause is impossible for average consumers to understand, while unfairly denying homeowners coverage for clear wind-related losses. What do you think?
(For the full story behind Mr. Hunter's latest campaign, click here.)
Always colorful and dramatic in his quest to make insurers do right by their usually clueless customers, Mr. Hunter said the ACC clauses are creating a trap door through which apparent coverage can disappear at great risk to the consumers buying their policies.
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