WASHINGTON–Insurers and physicians don't generate excess profits when states impose caps on medical malpractice awards, according to a new study.

And another study on the issue says the nation is undergoing its third med-mal "crisis" since the 1970s, this time the result of premiums that have "been rising substantially" since 2001.

The reports were unveiled today at a seminar sponsored by the American Enterprise Institute to discuss medical malpractice insurance studies.

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