Would homeowners hammered by Hurricane Katrina have fared better with insurers had their carriers been regulated by Uncle Sam? That was the real question driving a panel discussion last Friday in Washington, D.C., that included two carrier associations on opposite sides of the divide, cosponsored by the Competitive Enterprise Institute.
In actuality, the invitation to the event posed the question in a less direct way: Could more competition have solved the post-Katrina insurance problems on the Gulf Coast?
But as they described the topics to be discussed, the panel's true theme was loud and clear–federal regulation:
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