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The overall health of the insurance marketplace appears to be stable, but pricing is expected to continue its decline through 2007 except for some catastrophe-exposed areas, Marsh brokerage announced.

In its U.S. Insurance Market Report released yesterday, the New York-based insurance broker said the 2006 results, which recorded a combined ratio of 92.4, according to Insurance Services Office, and net income of $63.7 billion, were the result of years of rising rates and a bottom-line strengthening effort.

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