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Property-casualty insurers had an underwriting gain of $31.2 billion, contributing to a bottom-line net income result of $63.7 billion, a 44 percent increase over $44.2 billion in 2005, Insurance Services Office reported.

The U.S. p-c industry’s 2006 underwriting result–a combined ratio of 92.4–is remarkable even against other recent years, and according to Jersey City, N.J.-based ISO, it is attributable to more than just a lower level of catastrophes.

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