Most owners of recreational vehicles do not purchase standalone coverage for their vehicles--opting instead to add the vehicle on their auto policy, according to a survey by Mayfield Village, Ohio-based Progressive Insurance Co.
The survey of more than 1,000 RV policyholders found that 28 percent bought a standalone insurance policy with specialized RV coverage. The majority, 54 percent, added their RV to their private passenger auto policy, and 14 percent didn't buy any RV insurance.
The majority of RV owners surveyed--53 percent--spend a month or more in their RVs each year, and 42 percent travel more than 500 miles per trip. However, the survey found that motor home owners (a vehicle with living quarters attached permanently to a chassis or a van) want more from their RV insurance than those with travel trailers.
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