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Anyone who has watched a championship stock-car race–and there are plenty of you out there, given the fact that it’s reportedly the fastest-growing U.S. spectator sport–realize at a glance that this is a risky business. But while you don’t see insurance underwriters, agents or adjusters among the frantic pit crews, their contributions to risk management, coverage and claims make them as critical a part of the team as the most dedicated grease monkey, players in this niche market contend.

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