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Oldwick, N.J.-based insurance rating service A.M. Best Co. has downgraded Royal & Sun Alliance USA. and its affiliates, and removed them from rating at the company’s request.

Best said it lowered the financial strength ratings to “C-plus (Marginal)” from “C-double-plus (Marginal),” and the issuer credit ratings to “b-minus” from “b” for the Royal & Sun Alliance USA Insurance Pool and its members, including the life insurance division.

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