New Jersey legislation intended to bar the use of occupation and education in setting motorists' auto insurance rates failed to secure enough votes to clear a Senate committee yesterday.

The measure, which insurance advocates argued would set back auto reform legislation, was pushed by Sen. Nia H. Gill, D-Montclair, who argued the use of such factors in underwriting has a discriminatory impact on racial minority and low income groups.

Sen. Gill chairs the Senate Commerce Committee. On the question of whether to release the bill for full Senate action the panel voted 1-1 with three abstentions. The bill remains in the committee.

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