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IN AN AREA that annually receives only about 17 inches of precipitation, you might think there wouldn’t be much need for flood insurance. But if that area happened to be Sacramento, you’d be wrong. While we don’t often get rain, when it does fall, it can come down in buckets, causing rivers to overflow and levees to break. Indeed, the area has been rated as one of the most flood-prone in the country.

Consequently, flood insurance has been an important product at our agency for years. Despite some recent improvements in levees and associated infrastructure, intended to curb the risk for flood, we feel the coverage remains vital for our clients. In this article, we’ll discuss how we try to get that message across and work with our carriers to put coverage in force.

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