A federal appeals court has upheld a lower court ruling denying a class action lawsuit seeking damages from an insurer because of an alleged unjust rate increase in Michigan.
The 6th U.S. Circuit Court of Appeals in Cincinnati affirmed the judgment of the U.S. District Court for the Western District of Michigan at Lansing that plaintiffs could not establish a private right of action based on a desired judicial inference of the Michigan Insurance Code.
In addition, the ruling found that the state's Consumer Protection Act did not extend to claims under the insurance laws.
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