How can contingency fee deals be reconciled with the producer’s ethical obligation to clients? That’s the latest “Question of Ethics” being posed to NU’s readers by our ethics columnist, Peter Kensicki, a professor of insurance at Eastern Kentucky University, as well as a member of the CPCU Society’s Ethics Committee. Read on for more details about this ethical challenge and how to respond, both in this blog and directly to Prof. Kensicki.

Prof. Kensicki notes that many agents–that is, those who represent insurers by contract–believe they act primarily in the interest of the insured. This “dual agency” status–representing both insured and insurer–presents many potential conflicts of interest for a producer.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?


© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2024 ALM Global, LLC. All Rights Reserved.