Many Americans who plan to throw a party between now and the Super Bowl lack adequate insurance if the gathering leads to an injury claim by one of their guests, according to a new survey.
The research, sponsored by Trusted Choice, the independent agent's branding campaign launched by the Alexandria, Va.-based Independent Insurance Agents & Brokers of America, found that of 28.5 million Americans who plan to have parties in their home, 21 million do not have a personal umbrella insurance policy, leaving them open to lawsuits and facing financial ruin.
The remaining seven million, said Trusted Choice, do not know what coverage they have, leaving them vulnerable, too.
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