The Maryland Court of Appeals has upheld liability limits for commercial auto policies where an employee is injured while a passenger in a vehicle driven by a fellow worker.
Maryland's highest court made its Nov. 14 decision in Wilson v. Nationwide Mutual Insurance Co., upholding an intermediate appellate court finding that an exclusion in a commercial automobile liability policy limiting coverage for injuries caused by a fellow-employee is valid and enforceable.
According to court documents, on June 20, 2002, the plaintiff, Taylor F. Wilson, was a passenger in a company car driven by fellow employee Daniel McFarland, who fell asleep and struck another vehicle head-on.
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