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RuquetMark_7_05.jpgOne of the liveliest exchanges on my new blog was prompted early on by my Sept. 19 filing of Associate Editor Mark Ruquet’s NU column on the credit scoring controversy, “Credit Scoring A Sore Point For Consumers.” We received so much reader feedback that a few days later, on Sept. 22, Mr. Ruquet filed his own “Counterpoint” on this blog to respond to reader critiques, urging credit scoring proponents to “take off their blinders” and consider consumer concerns. With more responses pouring in, he penned a second column in the Nov. 20 edition of National Underwriter that is reprinted below. Feel free to continue the debate on this blog!

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