The Insurance Services Office said Hawaii's recent earthquake does not qualify as an insurance catastrophe because few Hawaii homeowners have earthquake coverage and the number of commercial claims is small.

Gary Kerney, assistant vice president for Jersey City, N.J.-based ISO's Property Claim Services unit, said in an e-mail that the organization has been following up with insurers regarding the Oct. 15 earthquake.

He said personal lines carriers reported receiving a few hundred losses, but many policies do not have earthquake coverage and claims will likely be denied.

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