While the scenario in the serpent-filled movie thriller "Snakes on a Plane" might be far-fetched, it raises the question of what travel insurance might cover in such circumstances.

"There are several situations in which travel insurance could help passengers if they encountered dangers on a plane or other travel settings," Beth Godlin, executive vice president of Richmond, Va.-based Access America, said in a statement.

In the film, criminals smuggle snakes onboard a jetliner to kill a federal witness. While this particular situation is unlikely, Ms. Godlin noted, "it serves as a good example of when and how travel insurance and assistance can be useful, financially beneficial and even life-saving."

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