Insurers can take a leading role in combating global warming, according to a new report issued today by the Ceres investor coalition.

Mindy Lubber, president of Boston-based Ceres, said that climate change not only poses unprecedented risks to the insurance industry, but also creates vast opportunities for new products and services to help consumers and businesses reduce their losses.

"We've seen encouraging progress from big-name insurers and brokers since last year's devastating hurricanes, but many more creative services will be needed as we confront what is perhaps the biggest threat in the industry's history," she said.

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