A candidate's support of flood damage exclusions for homeowners policies has become an issue in the Florida Democratic gubernatorial primary.
State Sen. Rod Smith, D-Alachua, has come under fire from his opponent U.S. Rep. Jim Davis, D-Tampa, who accused him of voting for a "loophole" to allow insurance companies to escape from covering flood damage. Mr. Smith's position has drawn words of support from an insurance lobbyist.
Sen. Smith backed a measure passed by the legislature countering a Florida court decision that required insurers to pay for all damages from a hurricane, including flood, when only a portion of it stems from a covered peril, such as wind.
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