It is time for the insurance industry to pool its resources and make a national impact on disaster preparedness, mitigation and response by supporting the creation and operation of a new organization–let’s call it the Insurance Institute for Emergency Management and Disaster Planning.

Insurers, as the guarantors of the general public for protection from catastrophic events, need a world-class research and policy organization that studies not just the financial cost of disasters, but how this nation plans and prepares for them, and how we mitigate the risks confronted.

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