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Two Miami, Fla., adjusters thought they could get away with bloating a claim.

According to Florida’s Division of Insurance Fraud, licensed public adjusters Jose Soler and Ariel Fernandez fraudulently collected more than $400,000 by allegedly submitting 75 phony contractor agreements, which stemmed from real claims for water pipe damage. The contractor agreements resulted in an overpayment by one insurance company for approximately $314,596.54; and detectives said an additional 29 documents were submitted to another insurance firm, which resulted in a loss of approximately $125,281.81.

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