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10 States where climate risk increases HOA costs the most
Slideshow August 25, 2026 at 08:44 AM
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Climate risk is becoming an increasingly influential factor in the cost of owning a home. Around 23% of U.S. homes face severe or extreme risk from wind, flood or wildfire, according to Realtor.com's 2026 Housing and Climate Risk Report. This represents more than $11 trillion in residential real estate exposure.
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