First of all, Robert P. Hartwig, let me say that the Insurance Information Institute couldn’t have chosen a more qualified, deserving or decent guy to take over as president come Jan. 1.

You are one of the industry’s brightest bulbs, spotting trends way ahead of your peers (of which there are few). During your frequent appearances as the Institute’s chief economist (including many National Underwriter events–thank you, sir), you always come armed with the factual ammunition and personal charisma to present the industry in the best light, speaking with a passion that’s refreshing and far too rare.

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