Insurance groups said today they could not immediately tell if the forest blazes roaring through San Bernardino County in California have created an insurance loss catastrophe.

Candysse Miller, executive director of the Insurance Information Network of California, said she understood that between 40 and 45 homes and 110 additional structures–which were most likely garages or barns, but could involve businesses–have been destroyed.

More than 48,000 acres are reported to have been consumed by the flames that have burned since last Sunday. Yesterday, Gov. Arnold Schwarzenegger issued a State of Emergency for San Bernardino, declaring that “the fires have continued to expand and create a situation of extreme peril for the residents and businesses of the county.”

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