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Members of Congress used a hearing last week designed to examine the housing market’s ability to withstand a major catastrophe, as well as whether a national catastrophe pool should be established, to vent their frustrations at insurance industry representatives and others in the debate.

Although ostensibly aimed specifically at the housing market, the hearing of the House Financial Services Subcommittee on Housing was more broadly aimed at the overall homeowners insurance market, and how carriers have and could respond to a major catastrophe such as Hurricane Katrina.

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