World Trade Center developer Larry Silverstein cannot force insurance companies to pay his legal fees related to litigation stemming from the Sept. 11 attacks, a Manhattan federal judge ruled yesterday.

U.S. District Judge Alvin Hellerstein said forcing companies to pay Mr. Silverstein's legal defense costs was unjust when all but one of more than a dozen companies had made it clear in their policies that they would not cover such costs.

The judge said the evidence was "overwhelming" that the lead insurer, Zurich American Insurance Co., had "refused, in the absence of adequate loss history data, to issue a policy that included defense cost coverage."

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