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Insurers have won a major round in a federal case involving Louisiana homeowners seeking full value replacements under windstorm coverage for houses that were destroyed by flood as well as wind.

U.S. District Court Judge Richard T. Haik Sr., in Lafayette, La., on Thursday issued a partial summary judgment in favor of State Farm Fire & Casualty Company in a case involving a demand for payment of the full face value of homeowners’ policies pursuant to Louisiana’s valued policy law.

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