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After reporting its first underwriting profit in decades in 2004, the property-casualty industry 2005 combined ratio climbed just above breakeven, according to data published yesterday.

Initial, unconsolidated regulatory filings published online in Highline Data’s Insurance Analyst PRO database put the net industry combined ratio for 2005 at nearly 101, compared to 98 in 2004 and just over 100 in 2003.

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